{"id":2532,"date":"2021-08-16T02:04:08","date_gmt":"2021-08-16T09:04:08","guid":{"rendered":"\/understanding-the-standard-tax-deduction"},"modified":"2025-03-16T18:09:30","modified_gmt":"2025-03-17T01:09:30","slug":"standard-tax-deduction","status":"publish","type":"post","link":"https:\/\/www.irs.com\/es\/standard-tax-deduction\/","title":{"rendered":"The Standard Tax Deduction: 6 Key Points To Know"},"content":{"rendered":"<div style=\"width: 640px;\" class=\"wp-video\"><video class=\"wp-video-shortcode\" id=\"video-2532-1\" width=\"640\" height=\"360\" preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/www.irs.com\/wp-content\/uploads\/2021\/12\/Understanding_Standard_Tax_Deductions.mp4?_=1\" \/><a href=\"https:\/\/www.irs.com\/wp-content\/uploads\/2021\/12\/Understanding_Standard_Tax_Deductions.mp4\">https:\/\/www.irs.com\/wp-content\/uploads\/2021\/12\/Understanding_Standard_Tax_Deductions.mp4<\/a><\/video><\/div>\n<h2>Claim the Standard Tax Deduction on Your 1040 Return to Lower Your Income Tax Liability<\/h2>\n<p>Are you going to take the standard tax deduction, or will you claim itemized deductions? To better answer this question, you may need to learn more about the standard deduction and the benefits that it offers.<\/p>\n<p>One thing is for sure: you need to take full advantage of as many <a href=\"https:\/\/www.irs.com\/es\/articles\/deducciones-fiscales\/\">deducciones fiscales<\/a> como sea posible. Esta es una de las mejores maneras de reducir su deuda tributaria.<\/p>\n<h2>What Is the Standard Tax Deduction?<\/h2>\n<p>La deducci\u00f3n est\u00e1ndar es una cantidad fija en d\u00f3lares basada en su <a href=\"https:\/\/www.irs.com\/es\/determinar-su-estado-civil\/\">estatus de declaraci\u00f3n<\/a>lo que reduce su <a href=\"https:\/\/www.irs.com\/es\/articles\/que-es-la-base-imponible-2\/\">ingresos sujetos a impuestos<\/a>. It is important to note that you cannot take the standard deduction if you are itemizing your deductions.<\/p>\n<p>You have to choose one or the other \u2014 ideally the one that will do you the most good in terms of tax savings.<\/p>\n<p>As noted above, the <a href=\"https:\/\/www.irs.gov\/taxtopics\/tc551\" target=\"_blank\" rel=\"noopener\">standard tax deduction<\/a> is based on your filing status (including single, married filing separately, married filing jointly, head of household, or qualifying widow\/widower).<\/p>\n<h3>\u00bfCu\u00e1nto vale la deducci\u00f3n est\u00e1ndar?<\/h3>\n<p>For tax year 2025, the standard deduction amounts are as follows:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11543 aligncenter\" src=\"https:\/\/www.irs.com\/wp-content\/uploads\/2021\/08\/Screenshot-2025-03-03-112823.png\" alt=\"standard-tax-deduction\" width=\"553\" height=\"294\" srcset=\"https:\/\/www.irs.com\/wp-content\/uploads\/2021\/08\/Screenshot-2025-03-03-112823.png 553w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/08\/Screenshot-2025-03-03-112823-300x159.png 300w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/08\/Screenshot-2025-03-03-112823-18x10.png 18w\" sizes=\"auto, (max-width: 553px) 100vw, 553px\" \/><\/p>\n<p>Los importes de la deducci\u00f3n est\u00e1ndar tienden a cambiar de a\u00f1o en a\u00f1o, ya que se ajustan a la inflaci\u00f3n.<\/p>\n<p>It is important to note that the amount of your standard deduction may be reduced if you are claimed as a dependent on another person\u2019s income tax return.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-11505 aligncenter\" src=\"https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-1024x768.jpg\" alt=\"the-standard-deduction\" width=\"640\" height=\"480\" srcset=\"https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-1024x768.jpg 1024w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-300x225.jpg 300w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-768x576.jpg 768w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-1536x1152.jpg 1536w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-2048x1536.jpg 2048w, https:\/\/www.irs.com\/wp-content\/uploads\/2021\/10\/pexels-kunitsky-210990-16x12.jpg 16w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h3>Deducci\u00f3n est\u00e1ndar vs. deducciones desglosadas<\/h3>\n<p>So far we\u2019ve explained what the standard deduction is and how it works, but you might have a few questions about how its counterpart\u2014the itemized deduction\u2014works.<\/p>\n<p>In a nutshell, while the standard deduction lowers your taxable income by a set number of dollars, the itemized deduction allows you to choose all deductible expenses from a list. The idea is that you get to choose whichever option reduces your tax bill the most.<\/p>\n<p>Another question people ask a lot is \u201cis it better to itemize deductions or take the standard deduction?\u201d, but the truth is the answer depends entirely on your financial situation.<\/p>\n<p>Some people can reduce their tax bill more if they had many unreimbursed medical expenses throughout the year, while <a href=\"https:\/\/smartasset.com\/taxes\/tax-breaks-you-can-claim-without-itemizing\" target=\"_blank\" rel=\"noopener nofollow\">others might not have enough relevant deductions<\/a> to pick from the list and fare better taking the standard deduction.<\/p>\n<p>In the end, you should be familiar enough with your yearly expenses to estimate which option will be more convenient for you come Tax Day.<\/p>\n<p>Be warned, however, that taking itemized deductions takes quite a lot of effort and time, and requires you to be able to back up each expense with the proper documentation; otherwise, the IRS might come knocking.<\/p>\n<h3>Pros And Cons Of The Standard Deduction<\/h3>\n<p>If you need some more help thinking about which type of deduction to take for the 2024 tax year, here are a few advantages that the standard deduction offers over itemization.<\/p>\n<h4>Pros Of Standard Deductions<\/h4>\n<ol>\n<li aria-level=\"1\"><b>Easier and Faster:<\/b> Perhaps the main benefit of taking the standard deduction is that it makes filing your tax return a lot easier than the alternative. Instead of having to hold on to and organize all sorts of documentation, you need only the most basic of financial records for the standard deduction.<\/li>\n<li aria-level=\"1\"><b>Greater Availability: <\/b>Not only is the standard tax deduction generous by tax standards, it has almost zero restrictions (with only a couple exceptions) on who can claim it. This makes it a very welcome respite for people who have sporadic income or that have steady employment but low income.<\/li>\n<li aria-level=\"1\"><b>The Deduction Is Bigger For Certain People:<\/b> Taxpayers who meet certain criteria (such as being blind or over the age of 65) qualify for a bigger standard deduction, which might exceed even that of the itemized deduction depending on their financial situation.<\/li>\n<\/ol>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-10932 aligncenter\" src=\"https:\/\/www.irs.com\/wp-content\/uploads\/2024\/12\/image_fx_14-1024x559.png\" alt=\"\" width=\"640\" height=\"349\" srcset=\"https:\/\/www.irs.com\/wp-content\/uploads\/2024\/12\/image_fx_14-1024x559.png 1024w, https:\/\/www.irs.com\/wp-content\/uploads\/2024\/12\/image_fx_14-300x164.png 300w, https:\/\/www.irs.com\/wp-content\/uploads\/2024\/12\/image_fx_14-768x419.png 768w, https:\/\/www.irs.com\/wp-content\/uploads\/2024\/12\/image_fx_14-18x10.png 18w, https:\/\/www.irs.com\/wp-content\/uploads\/2024\/12\/image_fx_14.png 1408w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h4>Cons Of Standard Deductions<\/h4>\n<ol>\n<li aria-level=\"1\"><strong>You Might Save More With Itemized Deductions<\/strong>: A standard deduction is substantial, as we have mentioned, but taxpayers who choose it might be leaving money on the table, so to speak, if they\u2019re able to save more by going with itemized deductions. The allure of a simplified tax filing process might be too much for some, but they\u2019d be letting a good opportunity to save go to waste.<\/li>\n<li aria-level=\"1\"><strong>It Might Not Be Available To You<\/strong>: The restrictions on the standard deduction are very few, but they do exist. You might not be eligible for the standard deduction if your spouse is filing separately from you and is itemizing on their return. Also, if someone else has claimed you as a dependent on their taxes, that disqualifies you from taking the standard deduction (since you are, technically, a deduction yourself).<\/li>\n<\/ol>\n<h2>Deducci\u00f3n adicional est\u00e1ndar<\/h2>\n<p>Did you know that there is an <a href=\"https:\/\/www.nerdwallet.com\/article\/taxes\/standard-deduction\" target=\"_blank\" rel=\"noopener nofollow\">additional standard tax deduction<\/a> for people over the age of 65 and\/or those who are blind? The deduction for the blind is allowed if you (or your spouse if filing jointly) are medically confirmed to be totally or partially blind as of the last day of the tax year.<\/p>\n<p>La deducci\u00f3n normal adicional de 2021 para las personas mayores (de 65 a\u00f1os o m\u00e1s) o invidentes es de $1.350. Esta cantidad aumenta a $1.700 si utiliza el estado civil de soltero o cabeza de familia. Este importe se eleva a $1.700 si tiene la condici\u00f3n de soltero o cabeza de familia. Si es a la vez anciano e invidente, el importe de su deducci\u00f3n normal adicional se duplica.<\/p>\n<p>Other additions to the standard deduction may also exist for loss from a Federally-declared disaster area, as well as for state\/local real estate taxes.<\/p>\n<h2>\u00bfQui\u00e9n no tiene derecho a la deducci\u00f3n est\u00e1ndar?<\/h2>\n<p>Tenga en cuenta que hay varios grupos de personas que no cumplen los requisitos para solicitar la deducci\u00f3n est\u00e1ndar. Seg\u00fan el IRS, se trata de los siguientes contribuyentes:<\/p>\n<ul>\n<li aria-level=\"1\">Una persona casada que presenta la declaraci\u00f3n por separado y cuyo c\u00f3nyuge detalla las deducciones<\/li>\n<li aria-level=\"1\">Extranjero no residente o extranjero con doble estatuto durante el a\u00f1o (aunque existen algunas excepciones)<\/li>\n<li aria-level=\"1\">Una persona f\u00edsica que presenta una declaraci\u00f3n por un per\u00edodo inferior a 12 meses debido a un cambio en su per\u00edodo contable anual<\/li>\n<li aria-level=\"1\">Un patrimonio o un fideicomiso, un fondo fiduciario com\u00fan o una sociedad colectiva<\/li>\n<\/ul>\n<p>Comprender la deducci\u00f3n fiscal est\u00e1ndar es muy importante para poder <a href=\"https:\/\/www.irs.com\/es\/articles\/como-preparar-la-declaracion-federal-de-la-renta\/\">prepare su declaraci\u00f3n de la renta<\/a>. You should do the math to see whether the standard deduction or itemizing deductions does a better job at lowering your tax liability.<\/p>\n<p>This will make it easier for you to decide between the standard deduction and itemizing your deductions.<\/p>\n<p>Para m\u00e1s informaci\u00f3n, consulte <a href=\"https:\/\/www.irs.gov\/pub\/irs-pdf\/p501.pdf\" target=\"_blank\" rel=\"noopener\">Publicaci\u00f3n 501 del IRS (Exenciones, deducci\u00f3n est\u00e1ndar e informaci\u00f3n sobre la declaraci\u00f3n)<\/a>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-11535 aligncenter\" src=\"https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-1024x683.jpg\" alt=\"the-standard-deduction\" width=\"640\" height=\"427\" srcset=\"https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-1024x683.jpg 1024w, https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-300x200.jpg 300w, https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-768x512.jpg 768w, https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-1536x1024.jpg 1536w, https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-2048x1365.jpg 2048w, https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-18x12.jpg 18w, https:\/\/www.irs.com\/wp-content\/uploads\/2020\/12\/pexels-karolina-grabowska-5717755-640x426.jpg 640w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2>Understanding The Standard Deduction: FAQ<\/h2>\n<p><b>1. What is the standard tax deduction?<\/b><\/p>\n<p>The standard tax deduction is a fixed amount in dollars that is reduced (i.e. deducted) from your taxable income. It\u2019s a practical and time-efficient alternative to the itemized deduction, which can lead to bigger deductions but can be unnecessarily complex. The standard deduction simplifies the tax process and lowers your income tax by a generous amount.<\/p>\n<p><b>2. How much is the standard time deduction?<\/b><\/p>\n<p>The standard tax deduction increases annually to keep up with inflation, and it\u2019s also determined by your filing status plus a couple other factors. For the 2025 tax year, the standard deduction is $15,000 for single filers (and married people filing separately), $22,500 for heads of household, and $30,000 for married couples filing jointly (and qualifying widows).<\/p>\n<p><b>3. Can everyone take the standard deductions?<\/b><\/p>\n<p>Yes and no. Technically, yes, all taxpayers are eligible for the standard tax deduction, but it can be restricted by your filing status or if someone else has claimed you as a dependent on your tax return. Also, some non-resident aliens might not be eligible for the standard deduction even if they are obligated to pay taxes.<\/p>\n<p><b>4. Can I choose both the standard deduction and also itemize deductions?<\/b><\/p>\n<p>No, it must be one or the other. This doesn\u2019t mean you\u2019re bound to a single type of deduction for the rest of your life, but you can only choose one per year on your tax return. That\u2019s why it\u2019s important to know if itemizing deductions will be more beneficial for you than taking the standard one.<\/p>\n<p><b>5. Is the standard deduction the same for everyone?<\/b><\/p>\n<p>No, the standard deduction varies depending on your filing status. Single taxpayers have the lowest standard deduction, married couples filing jointly get a higher one, and heads of household get the highest standard deduction. Also, the deduction is also bigger for taxpayers 65 years or older, and those who are legally blind.<\/p>\n<p><b>6. Do I have to provide any extra information to the IRS to take the standard deduction?<\/b><\/p>\n<p>No, the standard deduction is automatically available to all taxpayers who choose not to itemize their deductions, making it a good option for those who want their tax return to be as straightforward as possible.<\/p>","protected":false},"excerpt":{"rendered":"<p>Claim the Standard Tax Deduction on Your 1040 Return to Lower Your Income Tax Liability Are you going to take the standard tax deduction, or will you claim itemized deductions? To better answer this question, you may need to learn more about the standard deduction and the benefits that it offers. One thing is for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2533,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-2532","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tax-deductions"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/posts\/2532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/comments?post=2532"}],"version-history":[{"count":13,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/posts\/2532\/revisions"}],"predecessor-version":[{"id":12224,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/posts\/2532\/revisions\/12224"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/media\/2533"}],"wp:attachment":[{"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/media?parent=2532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/categories?post=2532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.irs.com\/es\/wp-json\/wp\/v2\/tags?post=2532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}