{"id":1455,"date":"2021-02-24T00:21:48","date_gmt":"2021-02-24T08:21:48","guid":{"rendered":"\/tax-refund-advance"},"modified":"2025-02-07T05:20:02","modified_gmt":"2025-02-07T13:20:02","slug":"tax-refund-advance","status":"publish","type":"post","link":"https:\/\/www.irs.com\/en\/tax-refund-advance\/","title":{"rendered":"Tax Refund Advance"},"content":{"rendered":"<h2>Get Faster Access to Your IRS Refund Money<\/h2>\n<p>Did you overpay the IRS during the year and you\u2019re expecting a tax refund? Maybe you want your money as soon as possible, rather than waiting for the IRS to process your tax return. Instead of wondering, \u201cWhere\u2019s my refund?\u201d \u2013 you can get your\u00a0<a href=\"https:\/\/www.irs.com\/articles\/tax-refund\" rel=\"noopener\">tax refund<\/a>\u00a0instantly by signing up for a tax refund advance. As with anything financial-related, just be aware of any pitfalls and make sure you\u2019re using a reputable company.<\/p>\n<h3>IRS Refund Cycle<\/h3>\n<p>The IRS website states that, \u201c\u201cThe IRS issues more than 9 out of 10 refunds in less than 21 days. However, it\u2019s possible your tax return may require additional review and take longer.\u201d This means that you will probably receive your federal tax refund within three weeks of\u00a0<a href=\"https:\/\/www.irs.com\/articles\/the-benefits-of-filing-your-taxes-online\" rel=\"noopener\">e-filing\u00a0your tax return<\/a>, as long as your 1040 return has no mistakes and doesn\u2019t require extra processing time.<\/p>\n<p><a href=\"https:\/\/www.irs.com\/file-taxes-online\" rel=\"noopener\"><strong>&gt;&gt;<\/strong><strong>\u00a0<\/strong><strong>Start Your FREE E-file<\/strong><\/a><\/p>\n<p>If you file a paper tax return by postal mail, however, the IRS will likely issue your\u00a0<a href=\"https:\/\/www.irs.com\/topics\/tax-refunds\/\" rel=\"noopener\">tax refund<\/a>\u00a0within six to eight weeks after receiving your return. If you file your tax return electronically online (also known as \u201ce-file\u201d), it will be processed faster in the IRS system, which means you can expect to receive your tax refund faster as well \u2014 usually within three weeks.<\/p>\n<p><a href=\"https:\/\/www.irs.com\/articles\/things-that-can-delay-your-tax-refund\" rel=\"noopener\">Expect delays<\/a>\u00a0if you filed your tax return late or if the IRS finds mistakes on your tax forms. But keep in mind that the IRS has millions of tax returns to process, therefore some delays may just be a result of high volume.<\/p>\n<p>RELATED:\u00a0<a href=\"\/how-to-find-my-tax-return-refund\/\" rel=\"noopener\">How to Find Your Tax Refund<\/a><\/p>\n<h3>Tax Refund Advance<\/h3>\n<p>In some cases, you can receive an immediate tax refund by getting a tax refund advance. This is also sometimes referred to as an \u201cinstant refund\u201d. A tax refund advance is essentially a loan that you get from the tax preparation service you use to <a href=\"https:\/\/www.irs.com\/articles\/how-to-file-your-federal-income-tax-return\" rel=\"noopener\">file your\u00a0income tax return<\/a>.<\/p>\n<p>Many taxpayers like to request a tax refund advance because it\u2019s fast \u2014 you can receive the money as soon as your tax return is accepted by the IRS. Afterwards, you don\u2019t really have to do any work in repaying the loan because the IRS will send your actual tax refund check to the\u00a0<a href=\"https:\/\/www.irs.com\/topics\/tax-preparation\/\" rel=\"noopener\">tax preparation<\/a>\u00a0service that gave you the tax refund advance. But keep in mind that the tax preparation company will likely charge you a fee for fronting you the money for your tax refund advance.<\/p>\n<h3>Tax Refund Anticipation Loan<\/h3>\n<p>Obtaining a refund anticipation loan (another term for a \u201ctax refund advance\u201d) is an affordable way to speed up the process of getting your money from your tax refund. By getting a refund anticipation loan, you won\u2019t be left asking,\u00a0<a href=\"https:\/\/www.irs.com\/articles\/wheres-my-refund\" rel=\"noopener\">\u201cWhere\u2019s my refund?\u201d<\/a>\u00a0weeks after you file your return. Tax refund advance loans provide cash equal to the amount of your actual tax refund, and they do so in a very short amount of time.<\/p>\n<p>RELATED:\u00a0<a href=\"https:\/\/www.irs.com\/articles\/check-my-state-tax-refund-status\" rel=\"noopener\">How Do I Check My State Tax Refund Status?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Get Faster Access to Your IRS Refund Money Did you overpay the IRS during the year and you\u2019re expecting a tax refund? Maybe you want your money as soon as possible, rather than waiting for the IRS to process your tax return. Instead of wondering, \u201cWhere\u2019s my refund?\u201d \u2013 you can get your\u00a0tax refund\u00a0instantly by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8039,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-1455","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tax-refunds"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts\/1455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/comments?post=1455"}],"version-history":[{"count":6,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts\/1455\/revisions"}],"predecessor-version":[{"id":10476,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts\/1455\/revisions\/10476"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/media\/8039"}],"wp:attachment":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/media?parent=1455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/categories?post=1455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/tags?post=1455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}