{"id":1445,"date":"2010-08-07T01:23:58","date_gmt":"2012-09-07T20:05:36","guid":{"rendered":"\/rapid-refund"},"modified":"2025-02-11T12:12:53","modified_gmt":"2025-02-11T20:12:53","slug":"rapid-refund","status":"publish","type":"post","link":"https:\/\/www.irs.com\/en\/rapid-refund\/","title":{"rendered":"Rapid Refund"},"content":{"rendered":"

Tax refund anticipation loans, rapid loans, and payday loans give instant access to cash very much like a\u00a024 hour refund.<\/p>\n

There are a number of financial services available that allow taxpayers to borrow money while their\u00a0tax refund or paycheck is still being processed.<\/p>\n

Rapid Loans<\/h2>\n

Online loans for cash amounts ranging from $200 to $1,500 are available while you wait for your tax refund.\u00a0 They are called rapid loans because you can receive the loan in a matter of one day or less.\u00a0 Some providers can wire you the money in 1 hour, others promise fash cash delivery in 24 hours.<\/p>\n

24 Hour Refund<\/h2>\n

Payday loans and\u00a0tax refund anticipation loans also fall under the category of rapid loans.\u00a0 While the IRS says it can process your tax refund in as little as 8 days, you may want the money sooner.\u00a0 Besides, a tax refund usually takes much longer than that ‘ two to four weeks.<\/p>\n

You can speed up the tax refund and receive a 24 hour refund by applying for a payday loan or tax refund anticipation loan.\u00a0 The lender will give you instant cash equal to the amount of your expected refund.\u00a0 Then your actual refund payment is used to pay off the cash loan.<\/p>\n

Payday Loans<\/h2>\n

Payday loans work similar to tax refund anticipation loans except the instant cash is borrowed against a future pay check instead of your tax refund.\u00a0 Apply for a payday loan to receive instant cash.\u00a0 Then, at a future date, your paycheck will be used to pay the loan back.<\/p>\n

Tax Loans<\/h2>\n

If you are like most, you want to learn that you are receiving a tax refund after you file your final return. Here are three benefits of receiving a tax loan or tax refund:<\/p>\n

    \n
  1. A tax refund is your own money.\u00a0 But it takes time for the government to process it back to you.\u00a0 Receive instant cash by getting a tax loan.\u00a0 This is one of the best ways to speed up your refund.<\/li>\n
  2. A tax loan represents extra money for your household budget. Since you did not have this money during the year, you should consider how it can help once you receive your tax loan or tax refund. You can put your refund towards debt or just save the money.\u00a0 You can apply it to your education or even travel expenses.<\/li>\n
  3. A tax refund means you don’t owe the government any more tax dollars.\u00a0 Some tax professionals tell their clients that receiving a refund is a bad thing because it means they gave the IRS an interest free loan.\u00a0 But for most taxpayers, a refund is just another way to save money.\u00a0 And saving money is good for your personal budget.<\/li>\n<\/ol>\n

    Chris Bibey contributed to this story.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    Tax refund anticipation loans, rapid loans, and payday loans give instant access to cash very much like a\u00a024 hour refund. There are a number of financial services available that allow taxpayers to borrow money while their\u00a0tax refund or paycheck is still being processed. Rapid Loans Online loans for cash amounts ranging from $200 to $1,500 […]<\/p>\n","protected":false},"author":1,"featured_media":1446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-1445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tax-refunds"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts\/1445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/comments?post=1445"}],"version-history":[{"count":1,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts\/1445\/revisions"}],"predecessor-version":[{"id":4623,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/posts\/1445\/revisions\/4623"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/media\/1446"}],"wp:attachment":[{"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/media?parent=1445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/categories?post=1445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.irs.com\/en\/wp-json\/wp\/v2\/tags?post=1445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}